Archive

Archive for February, 2009

Re-de-cession-pression

February 17th, 2009 Comments off

http://cluborlov.blogspot.com/2009/02/social-collapse-best-practices.html

What if you still have a job? How do you prepare then? The obvious answer is, be prepared to quit or to be laid off or fired at any moment. It really doesn’t matter which one of these it turns out to be; the point is to sustain zero psychological damage in the process.

Now there very next line where he says to do as little as possible at work I disagree with, but the idea of preparing to take “zero psychological damage” in interesting.

Categories: General Tags:

Small Banks

February 11th, 2009 Comments off

Interesting story of how a small local bank handled and is handling the re-de-session-pression.

Categories: General, society Tags:

Thwarting Business Models

February 6th, 2009 Comments off

Fascinates me. Its like corporate ankle-bitting.

They are my favorite posts on the consumerist.

Like in the Hitchhiker’s Guide to the Galaxy, whey the heros use the bureaucracy against itself.

iphone subsidy, prepay mortgage, mail back empty credit card offers, ditch land line, no cable, boston market kids meals, using a really old printer

Apple discount or no buy. No cheap netbook –> HP

This fascinating article describes the math behind mortgage back securities.

http://thismatter.com/money/bonds/types/collateralized_mortgage_obligations.htm

Unfortunately, my prepaying on my mortgage isn’t as destructive to their business model as I had hoped.

Categories: General Tags:

Global “wealth effect”

February 2nd, 2009 Comments off

Nice flash slide show showing how lending and other financial innovations balloon the money supply.

Categories: General, society Tags: